Nobody likes to think about death and what is going to happen after they die, but planning ahead for your end of life care is important for several reasons. Preplanning can provide peace of mind and help alleviate stress for loved ones during a difficult time. It also allows for personal preferences and wishes to be honored, can ensure funeral costs are covered, and may simplify the funeral planning process for surviving family members.
Here are some of the key benefits for preplanning your funeral or other end of life arrangements:
You may also consider pre-funding some of your funeral expenses. Take the time to do your research and fully understand the options available in your area. Some people choose a “preneed” funeral policy or to make advance arrangements with their funeral home of choice. You may also consider setting up a simple savings account, a Payable on Death Account, or a life insurance policy that provides coverage for funeral expenses. With any of these options, ensure you understand the terms of the agreement and what will happen if you have a change of plans after making the arrangements.
Planning ahead can make a world of difference for both your own peace of mind and that of your family. Having arrangements and finances in place means your loved ones will not have to worry about making decisions and adding additional stress after you die. They will be able to focus on their grief and healing while remembering you and celebrating your life.
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